Zero Is a Happy Number

I have an abscessed tooth and did not sleep more than 3 hours last night, but I feel great.
No, I did not stay at a Holiday Inn Express last night or save 30% by switching to Geico(I am very satisfied with Progressive BTW). Yesterday I finished something that has taken me years -- I paid off all of my credit card debt. I would like to share a more complete story, but for now I will boil it down to a few points:

1) I went to college and spent money I did not have - DON'T DO THIS
2) I realized that I needed to pay it back - DO THIS
3) I payed the minimum payment for a long time because it was what I had - Only do this if you have to, but DON'T DO THIS
4) I payed over the minimum payment to reduce the debt - DO THIS
5) I transferred the balance to another CC with 0% interest - DO THIS only if you are serious, read carefully, don't spend any more money you don't have
6) I paid it off. DO THIS

Not a very interesting story, but the basics are there. Thank you Carol, the Fogler Family, Dave Ramsey, and all my friends who have shared thoughts and ideas along the way. Praise the Lord!!

Now about those student loans... Please pray / send me checks.

Developing Adult Volunteers for Youth Ministry

I wrote my senior paper on it. It was alot of work. I haven't read it since, and neither has anyone else, so I published it:
http://docs.google.com/Doc?id=dgrh9s8b_47cv2gvphf

Tell your friends

Kum Bay Ya

Everything they said about us came true. At Taylor we Christian Educational Ministry majors caught a fair amount of friendly joking about our lives being all about asking people how they feel, the appropriate answer to 60% of questions being "Jesus", and the like. We took it in stride and returning the favor and calling business majors "the man" or thinking that they just loved money.

As I said, everything they said came true. During our time in Jamaica we worked for and with New Hope Moravian Church in Montego Bay. At the end of the week the youth from the church had us come over for some games, singing, dancing, and time together. At the end of the night we all held hands and prayed. As were praying we sang "Kum Bay Ya", which is a normal thing for the Jamaicans. It was for real, and great.

Yesterday I was teaching Sunday School and for the first time asked a question that's appropriate answer was "Jesus". It's happening.