It Comes Today

Recent history of my transportation:

April 2008: Sell 82 VW Vanagon Westfalia, Buy 88 VW Cabrio

August 2008: Sell 88VW Cabrio, Buy 89 Mercedes-Benz 300 SE


Before you hate on my newest ride, realize that it came at a very discounted cost as my grandmaw is now rolling in a much newer, and much much faster Benz.


Nelly and Cedric the enteratiner knew what they were talking about when they talked about "Rollin around town in a big body Bez with two dollas worst of gas"(Country Grammar: Intro).


SO- I bought a new bicycle. It comes today. Should save me some money, help me be less fat.


More to come.

May the Lord's will be done,

CWillZ

Zero Is a Happy Number

I have an abscessed tooth and did not sleep more than 3 hours last night, but I feel great.
No, I did not stay at a Holiday Inn Express last night or save 30% by switching to Geico(I am very satisfied with Progressive BTW). Yesterday I finished something that has taken me years -- I paid off all of my credit card debt. I would like to share a more complete story, but for now I will boil it down to a few points:

1) I went to college and spent money I did not have - DON'T DO THIS
2) I realized that I needed to pay it back - DO THIS
3) I payed the minimum payment for a long time because it was what I had - Only do this if you have to, but DON'T DO THIS
4) I payed over the minimum payment to reduce the debt - DO THIS
5) I transferred the balance to another CC with 0% interest - DO THIS only if you are serious, read carefully, don't spend any more money you don't have
6) I paid it off. DO THIS

Not a very interesting story, but the basics are there. Thank you Carol, the Fogler Family, Dave Ramsey, and all my friends who have shared thoughts and ideas along the way. Praise the Lord!!

Now about those student loans... Please pray / send me checks.